Michael's Blog

Michael Alexander Brown | Keller Williams Realty Group | 718.541.619 59 Adams Ave, Port Chester, NY Renovated Tudor with new kitchen with granite counters and stainless steel appliances. 3BR/2BA Single Family House   offered at $525,000 Year Built 1930 Sq Footage 1,525 Bedrooms 3 Bathrooms 2 full, 0 partial Floors 2 Parking 2 Car garage Lot Size 5,401 sqft HOA/Maint $0 per month DESCRIPTION Move right into this recently renovated Tudor. Boasts Hardwood floors, new kitchen with granite counters and stainless steel appliances. Updated bathroom with heated tiles. Newer Windows. Great large private yard with brick patio, 2-car garage, HW heater 2006, basement water proofed in 2005. Patio Funiture included. Taxes do not reflect Star exemption of $1336.   see additional photos below PROPERTY FEATURES Fireplace Hardwood floor Living room Bonus/Rec room Office/Den Dining room Dishwasher Refrigerator Stove/Oven Microwave Granite countertop Stainless steel appliances Attic Basement Washer Dryer Laundry area - inside Yard COMMUNITY FEATURES Garage parking Laundry on-site     OTHER SPECIAL FEATURES Hardwood Floor Throughout New Hoit Water Tank 2006 Updated Bath with Heated Tiles New Kitchen w/Granite Countertops and SS Appliaces Basement Water-Proofed in 2005 New Windows   ADDITIONAL PHOTOS Seller contact info: Michael Alexander Brown Keller Williams Realty Group 718.541.619 For sale by agent/broker Equal Opportunity Housing Posted: Jan 6, 2009, 5:40pm PST

MICHAEL ALEXANDER BROWN - WESTCHESTER COUNTY & THE BRONX REALTOR®

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Michael A Brown | KELLER WILLIAMS REALTY GROUP | 718.541.6149 78 Glenwood Ave, Yonkers, NY BUY MY HOME! PRe Foreclosure!! 5BR/2BA Multi-Family, 2 units   offered at $249,900 Year Built 1900 Sq Footage 1,900 Bedrooms 5 Bathrooms 2 full, 0 partial Floors 3 Parking Unspecified Lot Size Unspecified HOA/Maint $0 per month DESCRIPTION Legal 2 Family, Walk to Metor North, 3 Bedroom Duplex and a 2 bedroom apartment. Huge Yard and lots more..   see additional photos below PROPERTY FEATURES Hardwood floor Living room Dining room Refrigerator Stove/Oven   OTHER SPECIAL FEATURES 3 Bedroom Apartment is Vacant   ADDITIONAL PHOTOS Seller contact info: Michael A Brown KELLER WILLIAMS REALTY GROUP 718.541.6149 For sale by agent/broker Equal Opportunity Housing Posted: Sep 24, 2008, 10:01am PDT

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MICHAEL ALEXANDER BROWN - REALTOR® WESTCHESTER COUNTY & THE BRONX

Michael Alexander Brown | KELLER WILLIAMS REALTY GROUP | 718.541.6149 501 Bronxville Rd, Bronxville, NY 2 Years young 4300 Square Feet Italian Style Mediterranean Villa 3BR/3.5BA Single Family House   offered at $1,175,000 Year Built 2005 Sq Footage 4,300 Bedrooms 3 Bathrooms 3 full, 1 partial Floors 2 Parking 4 Car garage Lot Size .17 acres HOA/Maint $0 per month DESCRIPTION -------------------------------------------------------------------------------- 2 Years young 4300 Square Feet Italian Style Mediterranean Villa. 2 Story limestone entrance inclds cathedral ceiling, and wrought iron staircase in foyer. Lg gourmet kitchen with top-of-the-line ss appliances, granite countertops and ample cherry wood cabinets. Sunny FDR has large windows. Enjoy breathtaking views of the city from the deck and dining room. New, white oak and marble flooring throughout. Master Bath w/seperate shower and 2 person jacuzzi. Seller will pay ALL CLOSING COSTS!!   see additional photos below PROPERTY FEATURES Central A/C Central heat Fireplace High/Vaulted ceiling Walk-in closet Hardwood floor Tile floor Family room Living room Bonus/Rec room Office/Den Dining room Breakfast nook Dishwasher Refrigerator Stove/Oven Microwave Granite countertop Stainless steel appliances Attic Basement Washer Dryer Yard Jacuzzi/Whirlpool     OTHER SPECIAL FEATURES New Construction Large Elegant Master Suite w/Vaulted Ceilings State of the Art Kitchen Owner will pay ALL CLOSING COST   ADDITIONAL PHOTOS Seller contact info: Michael Alexander Brown KELLER WILLIAMS REALTY GROUP 718.541.6149 For sale by agent/broker Equal Opportunity Housing Posted: Sep 16, 2008, 3:59pm PDT

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MICHAEL ALEXANDER BROWN - REALTOR® WESTCHESTER COUNTY & THE BRONX

Michael Alexander Brown | KELLER WILLIAMS REALTY GROUP | 718.541.6149 3739 Olinville Ave, Bronx, NY BUY MY HOUSE 5BR/2.5BA Single Family House   offered at $399,700 Year Built 1925 Sq Footage 1,750 Bedrooms 5 Bathrooms 2 full, 1 partial Floors 3 Parking 4 Uncovered spaces Lot Size 3,151 sqft HOA/Maint $0 per month DESCRIPTION Charming Single family home in great Neighborhood. Close to ALL. Owner is EXTREMELY NEGOTIABLE!!   see additional photos below PROPERTY FEATURES Hardwood floor Family room Living room Bonus/Rec room Office/Den Dining room Refrigerator Stove/Oven Attic Basement Laundry area - inside   OTHER SPECIAL FEATURES Large Lot   ADDITIONAL PHOTOS Seller contact info: Michael Alexander Brown KELLER WILLIAMS REALTY GROUP 718.541.6149 For sale by agent/broker Equal Opportunity Housing Posted: Sep 24, 2008, 7:27am PDT

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MICHAEL ALEXANDER BROWN REALTOR® - WESTCHESTER COUNTY & THE BRONX

Michael Alexander Brown | KELLER WILLIAMS REALTY GROUP | 718.541.6149 441 Harrison Ave, Harrison, NY Elegant Center Hall Colonial 3BR/2.5BA Single Family House   offered at $1,025,000 Year Built 1953 Sq Footage 2,200 Bedrooms 3 Bathrooms 2 full, 2 partial Floors 2 Parking 4+ Car garage Lot Size .63 acres HOA/Maint $0 per month DESCRIPTION Beautiful Center Hall Colonial located in the heart of Harrison. Boasts Entry Foyer, LR and Den with shared fpl, FDR, Powder Rm, additional BR or Office, EIK w/SGD leading to stone patio. Master Suite w/Bath, 2BR's, Full Bath. Hardwood floors throughout. House sits on an oversized park-like setting yard (0.630 Acre)   see additional photos below PROPERTY FEATURES Central A/C Central heat Fireplace Walk-in closet Hardwood floor Tile floor Family room Living room Bonus/Rec room Office/Den Dining room Breakfast nook Dishwasher Refrigerator Stove/Oven Microwave Attic Basement Washer Dryer Yard OTHER SPECIAL FEATURES Enormouse Lot Almost 1 Acre Eat In Kitchen Large Slate Patio Close to Railroad   ADDITIONAL PHOTOS Seller contact info: Michael Alexander Brown KELLER WILLIAMS REALTY GROUP 718.541.6149 For sale by agent/broker Equal Opportunity Housing Posted: Sep 16, 2008, 1:13pm PDT

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MICHAEL ALEXANDER BROWN REALTOR® WESTCHESTER COUNTY & THE BRONX

Michael Alexander Brown | KELLER WILLIAMS REALTY GROUP | 718.541.6149 90 Hamilton Ave, New Rochelle, NY New 4 level 4800+ Sq Ft. Historic Distric of New Rochelle 7BR/4.5BA Single Family House   offered at $1,950,000 Year Built 2008 Sq Footage 4,800 Bedrooms 7 Bathrooms 4 full, 1 partial Floors 3 Parking 4+ Car garage Lot Size .6 acres HOA/Maint $0 per month DESCRIPTION New 4 level 4800+ Sq Ft. Home boasts 7 Bedroom and 4.5 Bth all on large .60 acre lot. The home includes 6 irrigation zones, underground 400 AMP service, 4 zone heating, independant service stairs, Marvin Thermo Payne Windows, Slate roof, 2 car garage w/2 finished rooms on top, recessed lighing and sterio system through out entire home. It also boast a wine cellar, finished basement, slate front and back porch, hardwood floors on 1st floor feature walnut trim, computer system and so much more...   see additional photos below PROPERTY FEATURES Central A/C Central heat Fireplace High/Vaulted ceiling Walk-in closet Hardwood floor Tile floor Family room Living room Bonus/Rec room Office/Den Dining room Breakfast nook Dishwasher Refrigerator Stove/Oven Microwave Granite countertop Stainless steel appliances Attic Basement Washer Dryer Laundry area - inside Balcony, Deck, or Patio Yard Swimming pool Jacuzzi/Whirlpool     OTHER SPECIAL FEATURES New Stucco Mediterranean Home Underground 400 Amp Service Marvin Thermo Payne Windows 4 Zone Heating   ADDITIONAL PHOTOS Seller contact info: Michael Alexander Brown KELLER WILLIAMS REALTY GROUP 718.541.6149 For sale by agent/broker Equal Opportunity Housing Posted: Sep 16, 2008, 4:06pm PDT

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MICHAEL ALEXANDER BROWN REALTOR®WESTCHESTER COUNTY & THE BRONX  

Michael Alexander Brown | KELLER WILLIAMS REALTY GROUP | 718.541.6149 61 Clifton Rd, Scarsdale, NY Edgemont Schools 4BR/3BA Single Family House   offered at $795,900 Year Built 1958 Sq Footage 2,077 Bedrooms 4 Bathrooms 3 full, 0 partial Floors 2 Parking 2 Car garage Lot Size .29 acres HOA/Maint $0 per month DESCRIPTION Edgemont Schools! Mint 4 bedroom Cape in the heart of Scarsdale. Easy commute to NYC, steps from express bus. Almost 1/3 of an acre beautiful landscaped, bi-level yard with mature peach, fig, crabapple & apricot trees, great views. Too many details to list!   see additional photos below PROPERTY FEATURES Fireplace Hardwood floor Tile floor Family room Living room Bonus/Rec room Office/Den Dining room Dishwasher Refrigerator Stove/Oven Microwave Basement Washer Dryer Laundry area - inside     COMMUNITY FEATURES Garage parking       OTHER SPECIAL FEATURES Stone Front Apricot, Pear, Fig & Peach Trees   ADDITIONAL PHOTOS Seller contact info: Michael Alexander Brown KELLER WILLIAMS REALTY GROUP 718.541.6149 For sale by agent/broker Equal Opportunity Housing Posted: Jul 18, 2008, 11:47am PDT

MICHAEL ALEXANDER BROWN - REALTOR® WESTCHESTER COUNTY & THE BRONX

With the ever so changing loan requirements, mortgage brokers have been turning down more borrowers than they would have 2 years ago. Bank and investors alike are getting more strict with their lending practices. Which I think they should. Aimed at trying to curb the increase in foreclosures, New York State Legislature in June passed another great one. In The New York Times article, this Sunday, Mortgage Brokers as Naysayers, the legislation is talked about in greater detail. 

In the legislation are a couple of of provisions meant to prevent borrowers from taking out loans that they can not repay. Which I thought should always be the case. It also states that brokers now have a "duty of care" to offer appropriate loans to sub prime borrowers, especially those with poor credit. What the hell is that? APPROPRIATE! Appropriate for who? Gene Tricozzi, president of the New York Association of Mortgage Brokers, states "We have some serious issues with this law."

Mortgage brokers have come under tremendous scrutiny because many have seemed to have offered loans to borrowers who had little to no chance of repaying the debt. Many advocates want mortgage brokers to be held at the same standard as stock brokers and other financial advisers.

Will mortgage brokers be forced to offer products that favor banks over the long term vs favoring borrowers over the short term?

As usuall comments and suggestions are always welcomed...

MICHAEL ALEXANDER BROWN - REALTOR® WESTCHESTER COUNTY & THE BRONX

Michael Alexander Brown | KELLER WILLIAMS REALTY GROUP | 718.541.6149 3215 Olinville Ave Apt 4A, Bronx, NY Great Value Studio/1BA Co-Op   offered at $69,700 Year Built 1963 Sq Footage 500 Bedrooms Studio Bathrooms 1 full, 0 partial Floors 1 Parking None Lot Size .2 acres HOA/Maint $397 per month DESCRIPTION Great Value. Incredible studio apartment within walking distance to all. One block from train, park and shopping. Security 7 days a week plus new state of the art video intercom system.   see additional photos below PROPERTY FEATURES Hardwood floor Refrigerator Stove/Oven COMMUNITY FEATURES Garage parking Laundry on-site Secured entry Elevator       OTHER SPECIAL FEATURES Walk to Train Walk to Shops   ADDITIONAL PHOTOS Seller contact info: Michael Alexander Brown KELLER WILLIAMS REALTY GROUP 718.541.6149 For sale by agent/broker Equal Opportunity Housing Posted: Jul 6, 2008, 10:37am PDT

MICHAEL ALEXANDER BROWN - REALTOR® WESTCHESTER COUNTY & THE BRONX

Michael Alexander Brown | KELLER WILLIAMS REALTY GROUP | 718.541.6149 115 Hutchinson Blvd, Scarsdale, NY Eastchester Classic Colonial 3BR/1.5BA Single Family House   offered at $595,000 Year Built 1928 Sq Footage 1,620 Bedrooms 3 Bathrooms 1 full, 1 partial Floors 2 Parking 1 Uncovered spaces Lot Size .10 acres HOA/Maint $0 per month DESCRIPTION Well Maintained Colonial in Eastchester School district. Boasts 3 bedrooms, living room with fireplace, New Bath, Eat in Kitchen with new appliances and Breakfast room. Harwood floors throughout, Central Air, new boiler. Great details.   see additional photos below PROPERTY FEATURES Central A/C Central heat Fireplace Hardwood floor Family room Living room Bonus/Rec room Office/Den Dining room Breakfast nook Dishwasher Refrigerator Stove/Oven Microwave Attic Basement Washer Dryer Laundry area - inside Yard   OTHER SPECIAL FEATURES New Bath   ADDITIONAL PHOTOS Seller contact info: Michael Alexander Brown KELLER WILLIAMS REALTY GROUP 718.541.6149 For sale by agent/broker Equal Opportunity Housing Posted: Jul 6, 2008, 10:05am PDT

MICHAEL ALEXANDER BROWN - REALTOR® WESTCHESTER COUNTY